***Effective Date:** 01/01/2024
Welcome to Prime Plus Brokerage LLC's website (the "Website"), operated by Prime Plus Brokerage LLC] ("we," "us," or "our"). By accessing or using the Website, you ("you" or "user") agree to be bound by these Terms of Use ("Terms"). Please read them carefully before using the Website. If you do not agree with these Terms, do not access or use the Website.
**1. Services:** We provide information about insurance products and services and connect you with insurance providers. We are an insurance broker and act on your behalf, not as an insurance provider. We do not guarantee that you will qualify for any specific insurance product or rate. The information provided on this Website is for informational purposes only and does not constitute insurance advice. You should consult with a licensed insurance professional to discuss your specific needs and circumstances.
**2. User Responsibilities:** You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to: * Use the Website in any way that violates any applicable federal, state, local, or international law or regulation. * Impersonate or misrepresent your affiliation with any person or entity. * Interfere with or disrupt the operation of the Website or the servers or networks connected to the Website. * Attempt to gain unauthorized access to any portion of the Website or any other systems or networks.* Use any robot, spider, or other automated means to access the Website for any purpose, including scraping or data mining. * Transmit or distribute any viruses, worms, or other malicious code.
**3. Information Accuracy:** We strive to provide accurate and up-to-date information on the Website. However, we do not warrant the accuracy, completeness, or reliability of any information on the Website. Insurance rates and coverage are subject to change without notice. You are responsible for verifying any information before relying on it.
**4. Intellectual Property:** The content on the Website, including text, graphics, logos, images, and software, is the property of Prime Plus Brokerage LLC or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or display any content from the Website without our prior written consent.
**5. Third-Party Links:** The Website may contain links to third-party websites. We are not responsible for the content or privacy practices of these websites. We provide these links for your convenience only and do not endorse the content of any linked website.
**6. Disclaimer of Warranties:** THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. **7. Limitation of Liability:** TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
**8. Indemnification:** You agree to indemnify and hold us harmless from any claims, damages, liabilities, and expenses (including attorneys' fees) arising out of or related to your use of the Website or your breach of these Terms.
**9. Governing Law:** These Terms will be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.
**10. Changes to these Terms:** We may update these Terms at any time. We will post the revised Terms on the Website, and the revised Terms will be effective upon posting. Your continued use of the Website following the posting of revised Terms means that you accept the revised Terms.
**11. Contact Us:** If you have any questions about these Terms, please contact us at: Prime Plus Brokerage LLC 1901 N Roselle Rd, Suite 800, Schaumburg IL 60195 224-239-8617 gene@primeinsllc.com.
**Entire Agreement:** These Terms constitute the entire agreement between you and [Your Insurance Brokerage Name] regarding the Website and supersede all prior agreements and understandings, whether written or oral.